Found the bed you've always been dreaming of?
With BedsRus Interest-Free finance offers, bringing home better sleep is easier than ever. Our flexible payment options let you spread the cost over time, so you can enjoy the comfort you want now, without the upfront pressure.
Our 24-months Interest-Free offer is available on in-store purchases of $999 or more until 28.04.26, helping make quality beds and mattresses more accessible for a wide range of budgets.
For full finance terms and conditions, click here or visit your local BedsRus store, where our friendly team is always happy to help you find the right solution for your sleep and budget.
X Months Interest Free
Enjoy your new bed now and spread the cost over time with no interest during the promotional period. This option is ideal if you want flexibility and plan to pay off your purchase within a shorter timeframe. Pay the balance in full before the end of the interest free period to avoid interest.
Minimum spend $999. Minimum monthly payments apply.
X Months Instalment Interest Free
Prefer certainty? With instalment interest free, your purchase is split into equal, fixed monthly payments, making it easy to budget with no surprises. As long as all instalments are paid on time, there’s nothing left to pay at the end of the term.
Minimum spend $999.
Interest Free Deferred Payments
Need the bed now but want to pay later? Deferred payment lets you bring home better sleep today, with no payments and no interest for a set period. Pay the full amount before the end of the deferred period and you won’t pay any interest.
Minimum spend $999.
Pay the clever way with Gem Visa
*Long term interest offers may vary. Available at participating retailers to approved applicants. Conditions, fees and charges apply. Latitude Financial Services: Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly) / $65 Gem CreditLine (charged $32.50 half yearly). Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited. For more information on our terms and conditions please see your nearest store or visit our website bedsrus.co.nz.
No paperwork, no hassles, just Q Card.
*Q Card and Q Mastercard Long Term Finance (LTF) for in-store and online purchases only. Min spend $999. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
Terms & Conditions.
Interest Free offers are subject to credit approval and full terms and conditions apply.
View our full finance terms and conditions using the button below, or speak with your local BedsRus store for help choosing the right option for you.